How No-fault
Insurance Works With Car Accidents in Fort Lauderdale
A car
accident in Fort Lauderdale is at a minimum an inconvenience and could
potentially be a life changing event if you are seriously injured. The
automobile accident attorney firm of Martin, Lister & Alvarez want to share
with you what your options may be if involved in a Fort Lauderdale car
accident.
Florida
is a no-fault insurance state which operates differently than the way insurance
in most states does. If you are in an accident that only involves property
damage then the at fault driver's insurance can be tapped to pay for the
repairs to your vehicle much the same way that "at-fault" insurance
works.
However,
when it comes to injuries sustained in car
accidents it's an entirely different story. In Florida car accident
injuries are paid by your own insurance policy regardless of who was
responsible.
Every
motorist is required to carry $10,000 in Personal Injury Protection coverage.
It is this coverage that pays 80% of your medical expenses and lost wages up to
the policy limit.
While
this law definitely simplifies the process it also denies injured parties from
collecting pain and suffering and other non-measurable losses. In general, no
fault is a good deal for the insurance companies and not so great for
consumers.
When You Need a Fort Lauderdale
Car Accident Attorney
There
is an exception to the rule of no-fault that allows you to sue the responsible
party for personal injury. If you have sustained an injury that causes a
permanent disability, permanent scarring or disfigurement or loss of a bodily
function you can file a lawsuit to recover damages.
This is
when you need a Fort Lauderdale car accident law firm like the experts at Martin, Lister & Alvarez.
If
you need more information on this topic give us a call and we will be happy to
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